Starting with ChatGPT

  • $280 over 5 years for infrastructure (housing, transportation, health sector)
  • large deficit - $78 billion for 2025/2026 (continuing for the next few years)
  • separates “operating spending” (day-to-day) and “capital investment” (assets), and claims it’ll balance the operating budget by 2028/2029
  • cutting public service positions by 40,000 over the next few years
    • “Comprehensive Expenditure Review”
  • defence and military spending will increase to 2%
  • parliamentary budget office projects interest payments will only increase by 49.1 billion)

Strengths

  • recognizes risks (US uncertainty) and provides medium-term stimulus
  • “capital investment” asset building can support productivity growth
  • trying to balance the operating budget might be more transparent (and imo just a more useful description)

Risks & Caveats

  • separating operating vs capital spending might just be accounting bull
  • capital investments might be bull
  • total federal debt is projected to hit 78.6% of GDP by 2028/2029
    • this is really high compared to pre-COVID debt-to-GDP (30-35%)
    • budget assumes moderate growth, so if it doesn’t then this will get worse
    • also assumes stable borrowing costs (tbf it’s currently fairly low)
    • limits flexibility in downturns
    • still lower than all G7 countries save Germany
    • mid-range for G20 (which includes India so idk if we care)
  • cuts in public service jobs might cause service bottlenecks. Plus some people think some sectors are under-addressed
  • might be an issue if growth is weaker than expected, debts could be a problem

Implications

  • shifting towards asset-building is good for long-term productivity if successful
  • pay attention to whether “operating vs capital” bares fruit or if he’s just trying to reframe the same old
  • staff reductions might have downstream effects, pay attention to how it’s managed and if structural changes can compensate

Line-Items

  • Operating Expenditures
    • 15% reduction in certain operating expenditures by 2028/2029
    • civil service to shrink by 40,000 positions over the next few years
      • effects (eg. service delays) really depends on implementation and which sectors are cut
      • this is 13-14% of the total federal public service jobs
    • separation of “operating” and “capital” spending, with a focus to balance the former
    • transfers and statutory program spending (health, social) to continue but with less growth
      • so mostly no cuts, but slower increase in the future
  • Capital / Investment Expenditures
    • $115 billion over 5 years for transportation, transit, housing, health-sector
    • $110 billion over 5 years for innovation, R&D, industrial capacity
      • unusually high
      • potentially reshaping energy, tech, manufacturing
    • $30 billion over 5 years for defence and security investment
    • First-time home-buyer relief - elimination of GST for homes under 1.5 million
      • federal GST is 5% on homes
        • about $50,000
      • does not affect provincial GST
        • Ontario’s is 8%
  • Debt Servicing / Deficit / Financing
    • projected deficit for 2025/2026 is $78 billion
      • reflects increase in spending and reduced growth in revenue
      • means more borrowing too
    • total budgetary spending is $486.9 billion (up 8.4% year-over-year)
      • it’s usually only increased 2-4% year-over-year, this is very high
      • due to large capital programs and new program investments
    • “plan to raise” $20 billion in new revenue/savings
      • new taxes, tariffs, and spending/savings reductions
  • Targeted Programs / Special Initiatives
    • consumer carbon rebate program is (was already) cancelled
    • Enhanced R&D tax incentive - increased expenditure limit for enhanced 35% credit to $6 million
      • what the fuck is this?
    • permanent resident targets are reduced, focus shifts towards economic-class immigration
      • select immigrants for skills, education or work experience
      • don’t select on family reunification or humanitarian reasons
        • refugees, asylum seekers
  • Revenue Measures
    • Middle-class tax cuts - up to $840 in savings to eligible families
    • reduced GST as mentioned
    • $20 billion intended for tariff response

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